The https://my.gobi-app.com/ website is published by SAS GOBIWORLD with capital of 1000 euros, registered with the RCS of under number , whose head office is located at Telephone number Address e-mail : conntact@gobiworld.email. The Publishing Director is: Bio Mikaila TOKO WOROU

This website is hosted by Amazon Web Services EMEA SARL, headquartered at 38 avenue John F. Kennedy, L-1855 Luxembourg, registered in the Sarreguemines Trade and Companies Register under Sarreguemines under number 831 001 334. You can also visit their website at address: https://aws.amazon.com/fr/. Data is stored in the EU.

Le site https://my.gobi-app.com/ propose une technologie permettant de :

• Centralize, simplify, secure and connect Africa's mobile money solutions with other financial solutions worldwide.
• Connect Money mobile wallets to each other within the same country or between several African countries, and even with international e-wallets.
• Connect bank cards/accounts of the African diaspora with the mobile money wallet in to send/receive money.

This technology offers users the following services:

• Diaspora money transfer to Africa: We break down geographical barriers by facilitating facilitating fast and secure money transfers from the African diaspora in Europe to Africa. It's a simple way to support your loved ones from afar.
• Money transfer between mobile operators in Africa: Thanks to GOBI-APP, you can make smooth money transfers between mobile money operators in Africa, whether in the same country or in different countries.
• Multi-currency online kitty collection: Our application offers a complete solution for collecting online kitty collection, supporting eight different African currencies. Whether you're celebrating special events or supporting important causes, GOBI-APP makes fundraising simple and transparent.
• Unique personal link to receive money from anywhere in the world: With GOBI-APP, you can share a unique personal link to receive money from anywhere in the world. No need for complex bank or to be with the same Mobile Money operator - simplify global transactions.
• Buying and selling crypto-currencies made easy: You can now buy and sell crypto-currencies directly via your Mobile Money, offering a secure way to access this market.
• Multi-currency e-wallet linked to your number: integrated with your telephone number, it facilitates all your transactions, whether local or international. facilitates all your transactions, whether local or international. No need to juggle everything is centralized in GOBI-APP.

The site is accessible free of charge anywhere to any User with Internet access. All costs costs incurred by the User in accessing the service (hardware, software, Internet connection Internet connection, etc.) are at the User's expense.

Non-member Users do not have access to reserved services. To do so, they must register by filling in the form. By agreeing to register for the reserved services, the member User undertakes to provide truthful and truthful and accurate information concerning their civil status and contact details, in particular their e-mail address. To access the services, the User must then identify him/herself using his/her login and password. which will be sent to the User after registration.

Any User member who is regularly registered may also request to be removed from the list by going to the dedicated page on their personal space. This will take effect within a reasonable time. Any event due to a case of force majeure resulting in a malfunction of the site or server and subject to any interruption any interruption or modification in the event of maintenance, does not engage the responsibility of https://my.gobi-app.com/. In such cases, the User hereby agrees not to hold the publisher liable for any interruption or suspension of service, even without prior notice. The User may contact the site by e-mail to the publisher's e-mail address given in ARTICLE 1.

Acceptance of the Terms of Use: Use of the GOBI-APP application implies acceptance of these General Terms of Use (GTU). We invite you to read them carefully before using our services.

Nature of the Application: GOBI-APP is a multi-purpose financial application offering money transfer, online kitty collection and e-wallet services. money transfer, online kitty collection and e-wallet services. The application is designed to make your financial transactions simple and secure.

Account creation : To use GOBI-APP, users must create a personal account. The information provided during registration must be accurate and up to date. Users are responsible for for the confidentiality of their account information.

Services offered :

• Money transfer : Users can make secure money transfers to a variety of destinations, including destinations, including between African countries and between the diaspora in Europe and Africa. Rates and associated fees are displayed in the application at the time of the transaction.
• Kitty Gathering: GOBI-APP allows users to create and manage online kitty groups for special events, personal projects or charitable causes. Kitty creators are responsible for the proper use of funds collected.
• Electronic wallet: The myGOBI electronic wallet service enables users to temporarily store funds and make internal transfers between GOBI-APP accounts. Stored funds stored are for internal platform transactions.

User's responsibility: Users are responsible for the use of the GOBI-APP GOBI-APP application in accordance with applicable laws and regulations. They undertake not to use the application for illegal illegal, fraudulent or malicious purposes.

Confidentiality and Security: GOBI-APP takes measures to protect the personal and financial data data. Users are responsible for the protection of their personally identifiable information and appropriate security measures for their account.

Trademarks, logos, signs and all site content (text, images, sound, etc.) are protected by the French protected by the French Intellectual Property Code, and more specifically by copyright.

The GOBI APP brand is a registered trademark of GOBIWORLD SAS. Any representation and/or reproduction and/or partial or total use of this trademark, of any nature whatsoever, is strictly prohibited.

The User must request prior authorization from the site for any reproduction, publication, copy of the various contents. The User undertakes to use the contents of the site in a strictly private context, Any use for commercial or advertising purposes is strictly forbidden.

Any total or partial representation of this site by any means whatsoever without the express authorisation the express authorization of the website operator would constitute an infringement punishable under article L 335-2 et seq. of the French Intellectual Property Code.

In accordance with article L122-5 of the French Intellectual Property Code, any User who reproduces, copies or publishes protected content must cite the author and source.

The sources of the information published on the https://my.gobi-app.com/ site are deemed reliable, but the site does not guarantee that it is free from defects, errors or omissions. The information provided is is presented for information purposes only and has no contractual value. Despite regular updates, the site https://my.gobi-app.com/ cannot be held responsible for changes to administrative and legal provisions legal provisions occurring after publication. Similarly, the site cannot be held responsible for the use and interpretation interpretation of the information contained on this site. The User is responsible for keeping his or her password secret. Any disclosure of the password, in whatever form, is forbidden. The User assumes all risks associated to the use of his/her login and password. The site declines all responsibility. The site https://my.gobi-app.com/ cannot be held responsible for any viruses that may infect the computer the Internet user's computer or hardware following use, access or downloading from this site. downloading from this site. The site may not be held liable in the event of force majeure or the unforeseeable and insurmountable act of a third party.

Hypertext links may be present on the site. The User is hereby informed that by clicking on these links, they will leave the https://my.gobi-app.com/ site. The latter has no control over the web pages to which and cannot be held responsible for their content.

The User is hereby informed that during visits to the site, a cookie may be automatically installed on his/her browser. their browser software. Cookies are small files stored temporarily on the hard disk of the User's computer by your browser. User's computer by your browser and which are necessary for the use of the site https://my.gobi-app.com/. Cookies do not contain any personal information and cannot be used to identify used to identify an individual. A cookie contains a unique identifier, randomly generated and therefore anonymous. Some cookies expire at the end of the User's visit, others remain. The information contained in cookies is used to improve the https://my.gobi-app.com/ website. By browsing the site, the User accepts them. However, the User must give his or her consent to the use of certain certain cookies. In the absence of acceptance, the User is informed that certain functionalities or pages may be refused. The User may deactivate these cookies by using the parameters in their browser software.

This contract is governed by French law. In the event of failure to reach an amicable settlement of a dispute between the parties, the French courts shall have sole jurisdiction. If you have any questions relating to the application of these GCU, you may contact the publisher using the contact details given in ARTICLE 1.

GOBI-APP reserves the right to modify these GTU at any time. Users will be informed of modifications by means of notifications in the application or by any other means deemed appropriate. Continued use of the application after such modifications implies acceptance of the new T&CS.